K.W. v. Country Companies Insurance Company

Uncapped Policy Limits Award Case: K.W. and her family had just moved to Arizona when a teenage driver made the type of mistake more often made by inexperienced drivers: the teenager turned left in front of the vehicle in which K.W. was a passenger. However, the insurance company refused to offer the policy limits, attempting to argue that it was not the fault of their own driver. As K.W. had a serious and permanent knee injury, we demanded policy limits or told the insurance company we would pursue the case all to trial. Apparently thinking we were just bluffing, the insurance company refused to offer the policy limits until after we had filed the lawsuit. At that point, it was too late, and we followed through on our statement that we would take the case all the way to trial. The underlying policy limits had only been $25,000, but the insurance company ended up paying the entire $150,000 jury verdict. It was an example of the advantage of hiring a firm where the lawyers believe in their ability to argue the case before a jury, and are willing to invest the time and energy in preparing to take a case to trial.