S.M. vs. USAA Insurance Company

Bike Accident Case: An SUV failed to keep a proper lookout at nighttime and ran directly into our client on his bicycle. Our client was taken to a hospital. Our client had only one beer prior to getting on his bicycle. While not the best choice, nobody suggested that this had any effect on his driving that evening or on the cause of the incident. However, the insurance company saw this as a way to avoid responsibility for its driver’s actions and wanted to avoid paying what was owed. After we researched the case further and demonstrated the fact that this case had nothing to do with alcohol, the insurance company backed down and agreed to pay the full $100,000 policy limits. However, our client owed over $100,000 in liens, so if we stopped our fight there our client would be left with nothing. Instead, we fought for our client with two lienholders. In the first instance, we were able to negotiate a lien from $39,283.77 down to $5,283.87. Even more helpful to our client, we were able to get a lien of $64,176.60 completely waived so our client owed nothing – now or in the future- and was able to receive a significant amount of money and have everyone related to the case paid off entirely.